Special Insurance Counsel – “Place to Worship Initiative” and Suits Against Municipalities on the Rise

There has been a significant increase in suits against Township Committees and Planning and Zoning Boards of Municipalities alleging their actions violate civil rights.  As recently as June, 2018, the Attorney General of the United States, Jeff Sessions, approved a “Place to Worship Initiative” on protecting the ability of houses of worship and other religious […]

Homeowners Policies May Insure for Condo Assessments

Hurricane Irma hit the South Coast of Florida in 2017. Condominium Associations assessed unit owners to cover damages not covered by the Condominium’s insurance. Many condo owners didn’t know that their liability policies covered for Loss Assessments.  Beware of insurers taking off-sets they’re not entitled to. Seek policyholder counsel if a dispute arises. – Michael […]

News Release

(2017) In view of the $3.25M settlement in Bernards Township, amid the national rash of municipalities being sued by religious institutions, Michael J. Faul, Jr., special insurance counsel, located in Warren, N.J., is a highly informative resource for this topic. This case is a microcosm of lawsuits happening throughout the country. Although Mr. Faul cannot […]

Insurance Coverage Victory for Municipality Represented by Michael J. Faul, Jr., Esq

Insurance Coverage Victory for Municipality Represented by Herold Law, P.A. In a 2-1 decision, two former New Jersey jurists sitting on the Panel of Arbitrators of the American Arbitration Association, ruled that the insurance company was obligated to tender a defense to the municipality for an investigation by the Department of Justice and U.S. Attorneys […]

Michael J. Faul, Jr. Now At Herold Law, P.A.

PROFESSIONAL ANNOUNCEMENT       I am pleased to announce that, effective May 2, 2016, I joined the firm of Herold Law, P.A. as a shareholder.  Herold Law is currently a 17 attorney general practice law firm, located in Warren, New Jersey.  The firm provides strategic counseling and representation for individual, corporate, business, industrial, and […]

Insurance Coverage Law Developments

Michael routinely monitors coverage law developments and collects seminal decisions of New Jersey’s appellate courts and the state’s federal bench and Third Circuit Court of Appeals on pivotal decisions affecting both insurers and policyholders. He maintains an extensive electronic archive/brief bank on a full range of insurance matters that are readily accessible to the attorneys […]

Representation of Public Entities Insurance Disputes

Michael has also been retained as special counsel representing public entities in insurance matters involving public officials and employment liability policies, commercial general liability and environmental coverage policies. Michael has extensive knowledge of the insurance programs offered by New Jersey’s Municipal Excess Liability Joint Insurance Fund (“MEL”) and the Plan of Risk Management of the […]