Data Breaches and Government Investigations

Data Breaches and Government Investigations – Important Information for All Entities that Handle Sensitive Information, Including the Availability of Insurance Coverage. Computers have become commonplace for many businesses in different industries. Computers are used for various reasons, including the storage of clients’ personal or financial information. With such valuable information, these companies have become the target of […]

Supply Chain Insurance and Contingent Business Interruption Insurance – Two Overlooked Areas of Insurance Coverage

Risk management is increasingly a major concern that a business cannot ignore. When tumultuous times such as the global pandemic happen, businesses and individuals look to their insurance policies for protection. Insurance brokers and agents sell boilerplate “off the shelf” policies that are crafted by the insurance industry, naturally to the insurance industry’s advantage. These same […]

Assignment of Rights Under an Insurance Policy

Can You Assign Your Rights Under an Insurance Policy? Whether you can assign rights under your insurance policy to someone else is a common issue that many policyholders face. Insurance companies include terms in their policies that prohibit assignment of rights. However, there are circumstances under which an assignment of rights may be necessary, especially […]

The Importance of Having an Attorney Review Your Corporate Insurance Policy

Your commercial insurance policy’s coverage can make the difference between surviving a crisis and having to close your doors. If damage that you sustain falls under a policy’s exclusion, you could find yourself with a large potential claim that the insurance company will not pay. Therefore, it is important to know your policy forward and […]

Risk Management Alert: An Update on COVID-19 Insurance Litigation

As insurers continue to issue blanket denials for COVID-19 business interruption losses, courts nationwide are seeing an influx of cases seeking a review from the denials.  A Bergen County Judge recently denied a Motion to Dismiss filed by an insurance company and rejected the insurer’s claim that COVID-related losses cannot qualify as covered losses.  In Optical […]